Love Him or Lose Him by Jennifer Youngblood

She’s desperate to save her family. Marriage to an uptight billionaire seems to be the answer, but then she meets the man of her dreams. Which will Samantha choose? Love or Money?

When her father dies suddenly, Samantha Fairchild gets engaged to Anthony, an uptight, controlling billionaire in order to save the family from financial ruin. Samantha accompanies Anthony to Hawaii while he’s conducting a business deal. A chance encounter with a free-spirited surfer with dreamy eyes and a quick smile throws her into a heart-wrenching tailspin.

Finn Croft is everything Samantha ever wanted in a man, except for the fact that he’s a simple surfer with very little money. When he offers to teach her to surf, she doesn’t have the willpower to turn him down. Sparks ignite between them as Finn whisks her off to romantic spots around the island, leaving Samantha trying to juggle her commitment to Anthony and her family versus her growing attraction to Finn.

Caught between forbidden love and loyalty, Samantha has everything to lose. Will she choose money and security, or will her heart win out in the end?

You'll enjoy these other books in the Hawaii Billionaire Romance Series. These are all standalone novels, but the characters interconnect.

Love on the Rocks
Love on the Rebound
Love at the Ocean Breeze
Love Changes Everything
Love the Movie Star
Love Under Fire (A companion book to the series)